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The impact of health insurance show positive effects on access and utilization but, it is difficult to generalize the impact as the enrollment has not been as wide spread as planned. Still, given the available literature, we do expect to find an average but not wide spread impact on access and utilization of health care this will improve when the State Governments and the informal sector is integrated in the scheme.

An evaluation of the impact of health insurance on health care in Akwa Ibom State