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The article investigates the trajectory of state-owned banks by analyzing the patterns on the example of stateowned banks in Ukraine. The trajectory of the evolution of the state-owned banks can be defined ordered set of patterns, each of which describes the activities of the bank at a concrete moment of the time. The experience of state-owned banks in differently countries around the world was considered. To assess the state-owned banks in Ukraine for the period 2007-2016 the authors offer to assess the dynamics model of patterns of stateowned banks based on Kohonen self-organizing maps and cluster analysis. The model includes 14 indicators providing input variables of model formation. Also it comprises 35 banks of Ukraine, which has been operated during 2007-2016, including 7 state-owned banks. The authors proved that the Ukrainian state-owned banks are essentially commercial banks and non-state agents of a special mission, recently transformed into an additional burden for the state budget.

Trajectories of development of state-owned banks by analyzing the dynamics of patterns