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The effectiveness of the financial education may be measured by the level of financial literacy. Repeatedly proven the low level of financial literacy requires the analysis of factors influencing the improving the results of the educational actions. The one of very important factor seems to be the source of raising fund. It influences the attitude toward money and associated risk as well as the motivation to study different financial concepts and mechanisms. The aim of the paper is to examine the influence of the source of money on effectiveness of financial education represented by level of financial literacy as well as by the very closely related degree of financial inclusion.

The Sources of Raising Money as the Factor Influencing the Level of Financial Literacy and Degree of the Financial Inclusion