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This paper will compare a new payment system that has emerged with a billion-dollar market cap, Cryptocurrency with the most widely used form of payment, the Credit Card. Clearances will be analyzed in the aspects of security, fees, operational costs, efficiency and time. These factors will be analyzed using different scenarios in which a simulation will be created using each form of payment, being broken down step-by-step using a logical real-world transaction. I hope to enlighten what cryptocurrency is and how it can change the way we exchange goods and services by comparing it with credit cards.

Comparative analysis in the clearance process of credit cards, cryptocurrency and brokerage