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Nigerian agricultural sector is arguably the single sector with the largest producer of food for man, raw material for industry, main employer of labour and source of income to farmers to mention but a few. Several studies, Longtau, Bello, Ben-Chendo et al. [1-3] have identified Nigeria as the largest producer of rice in West Africa, and one of the most consumed staples in Nigeria, with consumption per capita of 32kg and reaching the highest production of 3.7 million tonnes in 2017 [4]. The impetus on rice draws strength from the fact that it is the staple food crop in Nigeria; as such its availability is critical to achieving the food security target. Despite this urgent need, the nation has been facing consistent shortages and inconsistencies as it is plagued by diverse challenges. Over time, rice yield in Nigeria has been fundamentally low, making rice production to be at its primitive stage. Longtau [1] attributed low rice yield in Nigeria to high cost of inputs, such as fertilizers, tractorisation, herbicides, insecticides, manual labour and transportation of produce, attributing this further to agronomical constraint. PWC [4], unveils that average rice yield in Nigeria has been consistent at 2 tonne per hectare, which is about half of the average achieved in Asia, adding that small scale farmers dominated rice production by 80% while 20% are commercial farmers with a low capacity (less than 300kg/ ha) and obsolete mills. This therefore implies that most of the farmers’ apply conservative technology in rice production; as such the situation is not good enough considering the enormous population of Nigeria as a country. In the light of this, the need to improve technology becomes absolutely consequential if selfsufficiency in rice production is a target. Nyerere highlights factors necessary to surge rice yield as investment in rural infrastructure, human capacity, and technology, this will in no doubt make remarkable progress in rice yield by providing the basic necessity required to engender conducive environment for its production. USDA data has revealed progressive intense decline of rice yield Abstract

agricultural research and technology

Effects of Commercial Loan to Agriculture on Rice Yield Response in Nigeria from 1966 to 2015: An Application of Autoregressive Distributed Lag (ARDL) Approach