English (United Kingdom)

https://curated-unify.zendy.io/wp-json/zendy-region/v1/featured_content/oa?rat=en

https://curated-unify.zendy.io/wp-json/zendy-region/v1/highlighted_journal/

Global: Zendy Plus annual

Presents the access of premium content as premium feature

Premium Content

Presents the keyphrase highlighting as premium feature

Keyphrase Highlighting

Presents the summarisation as premium feature

Summarisation

Insights

Presents the pdf analysis as premium feature

PDF Analysis

Presents the zaia usage as premium feature

ZAIA

Global: Zendy Tools annual

Global: Zendy Free Plan

Global: Zendy Tools monthly

Global: Zendy Plus monthly

The research aims to determine the effect of the credit experience, net income, credit term and business experience on the amount of People’s Business Credit (KUR) receiving for agribusiness sector at PT Bank Rakyat Indonesia Persero Tbk Baron Unit, Solo Branch Office. Micro and Small Medium Enterprise’s (MSMEs) have become an important part of Indonesia's economic system. However, as a majority of businesses, MSMEs have limited accessibility to formal institutions. This obstacle makes the government provide credit guarantees through the People's Business Credit (KUR). “People's Business Credit (KUR)” is a superior credit product of PT Bank Rakyat Indonesia Persero Tbk. It is a micro credit that is given to MSMEs that are feasible but not bankable yet to help agribusiness entrepreneurs to scale up their businesses size. Purposive sampling technique was adopted. Primary data is collected through a questionnaire distribution from 55 respondents of debtors of People’s Business Credit on agribusiness sector at BRI Baron Unit, Solo Branch Office, Central Java. The data were selected and analysed using descriptive statistics and Multiple Regression Models. The research showed that the credit experience, net income, credit term, and business experience have a significant effect on the amount of People’s Business Credit (KUR) for agribusiness sector at BRI Baron Unit, Solo Branch Office.

russian journal of agricultural and socio-economic sciences

THE EFFECT OF CREDIT EXPERIENCE, NET INCOME, CREDIT TERM AND BUSINESS EXPERIENCE TOWARDS THE AMOUNT OF PEOPLE'S BUSINESS CREDIT FOR AGRIBUSINESS SECTOR: A CASE STUDY AT PT BANK RAKYAT INDONESIA PERSERO TBK OF BARON UNIT, SOLO BRANCH OFFICE, CENTRAL JAVA