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A lack of resources to improve inputs and tools is the fundamental cause of the lack of food security, according to families and organizations interviewed in marginalized and isolated communities (MICs) in Latin America. Families living in these types of communities have access to inputs either through donations or through credits. Marginalization and isolation tend to favor opting for credits because it becomes imperative to be able to rely on sustainable interventions, due to the little attention that these types of communities receive from government offices and development cooperation agencies. Among the methodologies for accessing credits in MICs, special mention should be made of credit lines, solidarity group programs (SGPs), and local financial structures (LFSs) or community banks. The analysis performed herein concludes that LFSs or community banks yield the best results. Keywords: Donations, microcredits, marginalized and isolated areas, food security. RESUMEN La falta de recursos para mejorar los insumos y herramientas es causa fundamental de la falta de seguridad alimentaria, segun las familias y organizaciones entrevistadas en las Comunidades Marginadas y Aisladas (CMA) en America Latina. Las familias que viven en este tipo de comunidades acceden a los insumos adecuados bien a traves de la donacion, o a traves del credito. La condicion de marginacion y aislamiento invita a optar por el credito, al volverse imprescindible el contar con intervenciones sostenibles por la poca atencion que este tipo de comunidades recibe de las autoridades publicas y la cooperacion al desarrollo. De entre las metodologias para acceder a los creditos en las CMA destacan las lineas de credito, los Programas de Grupos Solidarios (PGSs), o las Estructuras Financieras Locales (EFLs) o bancos comunales. Tras el analisis realizado en este articulo, se concluye que las EFLs o bancos comunales son la metodologia capaz de arrojar mejores resultados. Palabras clave: Donaciones, microcreditos, zonas marginadas y aisladas, seguridad alimentaria.

Credit application systems for investments in agriculture and livestock in rural areas in Latin America