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THE ASSOCIATION OF EMPLOYMENT AND OUT-OF-POCKET HEALTH CARE EXPENDITURES BURDEN FOR POVERTY FAMILIES William A. Carroll May 12, 2007 This thesis uses data from the 2002 Medical Expenditure Panel Survey in a quantitative examination of the capacity of the labor market in the United States to provide employment to the poor which enables them to afford health care. The out-ofpocket health care expenditures of the working poor are compared to those of the nonworking poor to see which group has the lower financial burden due to health care expenditures. Both bivariate and multivariate statistics are used, and show that employment lowers the financial burden of out-of-pocket health care expenditures for the poor. However, evidence is presented that shows this reduced burden may come at the cost of reduced health insurance coverage and reduced access to health care.

The association of employment and out-of-pocket health care expenditures burden for poverty families.