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The aim of the article is to analyze financial literacy in cashless payment. In the articles propose a hypothesis: financial literacy is one of the factor influence of cashless payments. This hypothesis is complemented by the statement that people with a higher financial knowledge and skills more often use cashless payments. In order to achieve the goal, it will describe the main factors of cashless payments. The article will also show the results of own research, which was carried out of the Foundation for the Development of Cashless Transactions using the research institute IPSOS. The own research shows the importance of financial literacy in the development of cashless transactions. #0# Introduction Topics related to non-cash payments are a very important and multifaceted area of research investigation in sciences of finance. Their strength is in the diversity and complexity of the problem. Due to the pragmatic nature of cashless payments, there is a need to enrich their theoretical achievements. It is important to an acquire new knowledge of a descriptive and normative character because such knowledge allows explaining the phenomena

Financial literacy as a factor of cashless payments development. Results of survey