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vi TABLE OF CONTENTS  viii LIST OF TABLES  xi LIST OF FIGURES  xii LIST OF PICTURES  xiii LIST OF ABBREVIATIONS  xiv CHAPTER ONE: INTRODUCTION 1 Purpose of the Study 5 Research Hypothesis 5 Significance of the Study 5 CHAPTER TWO: LITERATURE REVIEW 6 Introduction 6 Non-exercise Prediction Models 7 Accuracy of Non-Exercise Prediction Models 7 Non-exercise Prediction Variables 8 Heart Rate Monitors 9 Validity of the Chest Strap HR Monitor 10

Validity of the Polar M430 Among Females of Varying Fitness Levels, Body Fat Percentage, and Reported Physical Activity