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"The current financial crisis has highlighted the weaknesses in the EU's supervisory framework, which remains fragmented along national lines despite the substantial progress achieved in financial market integration and the increased importance of cross border entities. Iffinancial integration is to be efficient in terms ofsafeguarding systemic stability as well as in delivering lower costs and increased competition, it is essential to accelerate the ongoing reform of supervision. "'

indiana international and comparative law review

A Ship Without a Captain at the Helm: The Need for the Development and Implementation of a Supra-National Prudential Supervisor to Oversee the European Union Financial Sector