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The degree of financial deepening held by countries promotes the growth of production of goods and services leading to greater economic development. In this sense, external financing allows companies to obtain resources in the short and medium term to deal with random worries; however there are faults in the credit markets that limit this process. Therefore, this article investigates the determinants of access to credit for companies in Bolivia based on a sample of 4000 firms. The methodology includes the design of a discrete choice model configured from internal and external characteristics of firms. It is evident that the size and technological capability are the variables that most influence for a company to access funding markets due to its ability to generate competitive advantages, enabling them to gain market position and thereby ensure the creation of flows sustainable box; factors that will be taken by credit suppliers as the best guarantee for repayment.

Determinantes del acceso al crédito: Evidencia a nivel de la firma en Bolivia