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Micro-finance is providing financial services to poor people, who traditionally lack access to banking and related services. In India, the population of Muslims is about 180 million and the majority of them live below poverty line. The regions where poor Muslims are in majority are marked as negative for providing loans by the banks. Study on interest-free (Islamic) micro-finance for implementation in a country like India can be very helpful in eradicating poverty and developing micro-enterprises together with sustainable development of poor and country as a whole. The primary aim of Islamic teachings (economics) is social justice to all irrespective of caste, creed, race, colour, and religion. Due to this reason, interest (riba) is prohibited not only in Islam but also in Christianity. This paper studies an Islamic micro-finance institution (Anjuman Islahul Muslemeen) situated in Bhopal (Madhya Pradesh), India. The institution was registered in 1918 by a group of Muslims to help the poor. Today, about 98 years have passed by and all group members have changed but the organization is still growing with the aim of the well-being of poor people, not only Muslims but non-Muslims as well and is serving the humanity.

Sustainability and Growth of Islamic Micro-Finance: A Case Study of Anjuman Islahul Muslemeen Based in Bhopal India