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•  : , , ,  ,   Abstract This study is to analyze korea credit card market and the China credit card market, and predict future economic activity by developing the Algorithm for future economic trend Estimation As a results, there is no significant correlation between personal income growth and the credit card usage amount, and significant correlation between the credit card per capita and the credit card usage amount, in korea. there is significant correlation between personal income growth and the credit card usage amount, and between the credit card per capita and the credit card usage amount in china. it could be predicted that the china credit card market would be increased and the rate of increase would be gradually increased over the next five years, under the condition without constraints in the external environment.

hanguk yunghap hakoe nonmunji/han-guk yunghap hakoe nonmunji

An Analysis of Convergence Relation on Economic Activity with Credit cards in Korea and China &amp; A Development of the Algorithm on economic trend Estimation