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The German private health insurance (PKV) was discredited by the media in the past. The dual system in Germany should have caused a “Two- Class-Medicine” or the PKVs aging reserves had been exhausting during the financial meltdown are preconceptions and knowledge gaps which need a rectification.

zeitschrift für wirtschaftspolitik

Plädoyer für eine reformierte Dualität: Die Kritik an der Privaten Krankenversicherung ist oft mehr ideologisch als sachlich motiviert. Dennoch bleiben Baustellen für die Branche