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History life insurance originated from a risk occurring in human life so that it appears the insurance agency risk. Life insurance is regulated in the ACT No. 40 Of 2014 On Insurance. Banks as financial institutions has a credit program set forth in ACT No.10 Year 1998 About Banking. The multipurpose credit is a banking product offered by PT Bank Rakyat Indonesia (Persero) Tbk. the purpose of writing this article is to know the implementation of life insurance in the implementation of the retrieval multipurpose loans and how the legal consequences if a person insured life insurance died if unresolved multipurpose credit at PT Bank Rakyat Indonesia (Persero) Tbk. The research method used in this article is the method of juridical empirical. From the article it can be seen that the implementation of life insurance in the Credit BRIGuna is to prevent the inheritance of debt. It is also a good impact on the existence of Credit BRIGuna and be a solution to the inheritance of debt. Then the legal consequences is incurring the obligation for each party and the most main is the creditors stated that the remainder of the loan is paid off.

TINJAUAN YURIDIS MENGENAI PENERAPAN ASURANSI JIWA DALAM KREDIT MULTIGUNA PADA PT. BANK RAKYAT INDONESIA (PERSERO) Tbk.