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This study is conducted to identify the demographic factors that influencing the awareness of Shariah-based Private Retirement Scheme (PRS) among undergraduate and postgraduate business students in higher learning institution in Malaysia. The purpose of this study is to identify the significant differences between determinant factors namely gender, age, religion, student’s level of education and background of education on the awareness of Shariah-based PRS. A total number 380 respondents among public university students are selected as respondents of a survey which are randomly distributed. The data is analysed using T-test and One-way ANOVA. The finding shows that demographic factors consist of gender, age, religion, education level, and background of study are significantly different towards awareness of Shariah-based PRS. This study will create more awareness not only for fresh graduates but also employees to start having a retirement plan if they do not have any yet.

Demographics factors and awareness on Shariah-based Private Retirement Scheme among higher learning institution students in Malaysia