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Background  The paper examines the roles of sociodemographic traits, family quality and risk behaviour in adolescent problem gambling, with focus on the psychological, social and financial consequences from the socio-ecological model approach. This model emphasizes the most important risk-protective factors in the development and maintenance of problem gambling on an individual level, a relationship level, as well as a community and societal level.    Methods  The research was done using the  Canadian Adolescent Gambling Inventory  with a sample of 366 participants, 239 females (65.3%) using descriptive statistics and t-test, ANOVA, correlation and hierarchical regression analysis.    Results  Males reported significantly higher gambling consequences on all scales ( p  < .001) and significantly more risk behaviour ( p  < .05). Age was significant for psychological consequences ( p  < .01), problem gambling ( p  < .01) and risk behaviour ( p  < .001) with older participants scoring higher. Students with lower school success reported significantly higher psychological consequences of gambling ( p  < .01), higher risk behaviour activity ( p  < .001) and lower family life satisfaction ( p  < .001). The psychological, financial and social consequences were positively correlated with problem gambling ( p  < .001). Age ( p  < .05), gender ( p  < .001), school success ( p  < .01) and the father’s education level ( p . < 05) were significant predictors of problem gambling, with older male adolescents who struggle academically and have lower educated fathers being at greater risk.    Conclusions  Results indicate an important relation between adolescent gambling behaviour and very serious psychological, social and financial consequences. There is a constellation of risk factors that likely place certain individuals at high risk for problem gambling.

Problem gambling in adolescents: what are the psychological, social and financial consequences?