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This article aims to analyze the use of credit services, checking amounts contracted as payroll-deductible loans, credit card limits and credit facilities through a quantitative field research with fifty-two elderly participants of a senior citizen’s program in the city of Vicosa, MG, Brazil. We verified the autonomy of these senior citizens when contracting credit as well as their constant need for this type of service.

O consumo dos serviços de crédito por idosos do programa municipal de terceira idade de Viçosa, MG