English (United Kingdom)

https://curated-unify.zendy.io/wp-json/zendy-region/v1/featured_content/oa?rat=en

https://curated-unify.zendy.io/wp-json/zendy-region/v1/highlighted_journal/

Global: Zendy Plus annual

Presents the access of premium content as premium feature

Premium Content

Presents the keyphrase highlighting as premium feature

Keyphrase Highlighting

Presents the summarisation as premium feature

Summarisation

Insights

Presents the pdf analysis as premium feature

PDF Analysis

Presents the zaia usage as premium feature

ZAIA

Global: Zendy Tools annual

Global: Zendy Free Plan

Global: Zendy Tools monthly

Global: Zendy Plus monthly

Intelligent Transportation Systems (ITS) cover a variety of services relatedto topics such as traffic control and safe driving, among others. In thecontext of car insurance, a recent application for ITS is known as Usage-BasedInsurance (UBI). UBI refers to car insurance policies that enable insurancecompanies to collect individual driving data using a telematics device.Collected data is analysed and used to offer individual discounts based ondriving behaviour and to provide feedback on driving performance. Althoughthere are plenty of advertising materials about the benefits of UBI, the useracceptance and the usability of UBI systems have not received researchattention so far. To this end, we conduct two user studies: semi-structuredinterviews with UBI users and a qualitative analysis of 186 customer inquiriesfrom a web forum of a German insurance company. We find that under certaincircumstances, UBI provokes dangerous driving behaviour. These situations couldbe mitigated by making UBI transparent and the feedback customisable bydrivers. Moreover, the country driving conditions, the policy conditions, andthe perceived driving style influence UBI acceptance.

Understanding Usability and User Acceptance of Usage-Based Insurance from Users' View