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We analyze the future retirement incomes for current working cohorts in Germany both in absolute (replacement level) and in relative (replacement rate) terms. Due to the fundamental reforms of the statutory pension system implemented since 2001, it is necessary to include all relevant sources of retirement incomes, especially private (Riester-pension) and occupational pension schemes. For this purpose we use methods of data combination to draw information from several large sample data sets. As a by-product, this allows us to investigate regional disparities in future old age incomes.

Die Alterseinkommen von morgen: Zum Status der Altersvorsorge im Drei-Schichten-Modell