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The purpose of this article is to analyze the factors that determine the decision to adopt  mobile money  by small Cameroonian enterprises, focusing on the profile of the manager and the sector of activity. From a random sample of 276 small businesses in Douala city, the estimation of a binomial logit model yielded the following results: economic benefits, ease of use and operational risk management are the factors that led to the adoption of mobile money by small enterprises (SEs). The importance of those varies according to the profile of the manager and the sector of activity. These results imply that SEs need to increase the adoption of  mobile money  in order to improve their performance.

The determinants of the adoption of mobile money by small enterprises (SEs) in Douala, Cameroon