English (United Kingdom)

https://curated-unify.zendy.io/wp-json/zendy-region/v1/featured_content/oa?rat=en

https://curated-unify.zendy.io/wp-json/zendy-region/v1/highlighted_journal/

Global: Zendy Plus annual

Presents the access of premium content as premium feature

Premium Content

Presents the keyphrase highlighting as premium feature

Keyphrase Highlighting

Presents the summarisation as premium feature

Summarisation

Insights

Presents the pdf analysis as premium feature

PDF Analysis

Presents the zaia usage as premium feature

ZAIA

Global: Zendy Tools annual

Global: Zendy Free Plan

Global: Zendy Tools monthly

Global: Zendy Plus monthly

This paper investigates the cumulative effect of successive borrowing from Première Agency de Microfinance-Côte d’Ivoire (PAMF-CI) on MSMEs[i] in Côte d’Ivoire. It employs a non-experimental approach to compare established clients with new clients.After controlling for key observable characteristics of these MSMEs, the findings suggest that there are cumulative positive effects associated with longer programme participation, and graduation from first to second and subsequent larger loans is a strong determinant of business performance and business profitability. The results also indicate that men benefit more than women, with gender being the key factor driving the differential impact in this relationship.

Is repeated borrowing better at improving MSMEs’ performance and profitability? A PAMF-CI case study from cote d’Ivoire