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The objective of this paper is to analyze the impact of access to formal credit on rice productivity by capturing gender differences. To that end, an endogenous switching regression model and the Oaxaca and Blinder decomposition are estimated. The paper makes use of the intra-agricultural household data from the 2018 Harmonized Survey on Household Living Conditions of Togo, with 12,478 rice plots. The results reveal that the average rice productivity of male plot managers is about 53.0% higher than that of women. The State would gain by developing policies of membership in a peasant organization and inclusive education for females.

Gender analysis of access to formal credit and rice productivity: evidence from Togo