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Cybercrime is an online crime committing fraud, stealing identities, violating privacy or hacking the personal information. A high level of information security in banking can be attained through striving to achieve an integrity, confidentiality, availability, assurance, and accountability. This Pandemic situation (COVID-19) paved the way for the customers to avoid traditional ways of banking and adapt to digital transactions. This banking digitalization increases in the utilization of cashless transactions like digital money (Cryptocurrency). Cyber security is imperative to preserve sensitive information, therefore, Blockchain technology has been adapted to provide security. Transactions done  via  Blockchain are tested through every block, which makes transactions secure and helps the banking system to work faster. The proposed algorithm WFB is used to estimate the average queue rate and avoid unwanted block generation. Then the trapezoidal fuzzy technique optimizes the allocation of blocks. An objective of this investigation is to enhance the security in banking systems from Cybercrimes by verifying Rain Drop Service (RDS) and Fingerprint Biometric without the need of any central authority. Once the service is completed, the service is a dropout and the following new service will be provided (Hence the name RDS). For the strong authentication scheme to fight against bank fraud, RSA encryption technique has been implemented successfully. Therefore, Blockchain technology increases the need for cyber security as a part of design architecture which intends to detect the stemming attacks in real time instead of repairing the damage.

cybernetics and systems

Rain Drop Service and Biometric Verification Based Blockchain Technology for Securing the Bank Transactions from Cyber Crimes Using Weighted Fair Blockchain (WFB) Algorithm