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On the eve of a substantial expansion in health insurance coverage through the implementation of the Affordable Care Act (ACA), there is still much to learn about the effects of health insurance — particularly about the effects of Medicaid coverage. Insurance has three main purposes: to protect financial assets in the event of illness, to improve access to care, and to protect health.1 Some analysts have expressed skepticism about whether having Medicaid is any better than being uninsured.2 However, in this issue of the Journal, Baicker et al.3 report the results of a study of a Medicaid waiver program in . . .

Protecting Finances and Improving Access to Care with Medicaid