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The aim of this study is to develop modern approaches to the formation of innovation strategies of credit institutions based on nontechnological innovations. As a result of the analysis of theoretical material, a conceptual model was developed for the formation of the innovation policy of credit institutions, and the impact of nontechnological innovations on the efficiency of their functioning was assessed. Based on the classification of the portfolio of innovation tools, a mathematical model has been developed and a methodology has been proposed for operative control over the process of implementing a set of innovation strategies included in the development plan of a credit institution.

Modern methods of forming an innovation strategy of the banking sector of the economy