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An explicit model is presented which gives the momentum transfer-dependent ratios of form factors of hadronic currents. For the unknown Isgur-Wise function and its generalization for transitions to light particles a simple phenomenological Ansatz is added. The model allows a calculation of all form factors in terms of mass parameters only. It is tested by comparison with experimental data, QCD sum rules and lattice calculations.

A form factor model for exclusive $B$ - and $D$ -decays