Banking Beyond Banks and Money
Author(s) -
Paolo Tasca,
Tomaso Aste,
Loriana Pelizzon
Publication year - 2016
Publication title -
new economic windows
Language(s) - English
Resource type - Book series
eISSN - 2039-4128
pISSN - 2039-411X
DOI - 10.1007/978-3-319-42448-4
Subject(s) - business , money creation , commerce , monetary policy , financial system , economics , monetary economics , central bank
The emergence of crowdfunding has attracted attention from borrowers, investors, banks and regulators alike. This chapter reviews its historical development, distinguishes between different business models, and discusses its disruptive potential and future growth prospects. Focusing mainly on lending- and equity based crowdfunding, it further presents insights related to participants’ behavior on crowdfunding platforms and regulatory advancements in different countries
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