Open AccessGIJZELING; METODE PENYELESAIAN KREDIT MACET HUKUM PERDATA
Author(s) -
Subaidi Subaidi
Publication year - 2016
Publication title -
lisan al-hal
Language(s) - English
Resource type - Journals
eISSN - 2502-3667
pISSN - 1693-3230
DOI - 10.35316/lisanalhal.v10i2.122
Subject(s) - debtor , debt , loan , creditor , non performing loan , business , agency (philosophy) , quality (philosophy) , action (physics) , actuarial science , finance , philosophy , physics , epistemology , quantum mechanics
Bad Creditisa problem loan or a non-performing loanthat for some reasons a customer reneging on promises to pay off debts after due dateso there is a delay or not paid altogether so that arose a bad credit or a bad debt.The existence of bank can not be separated from risk in the banking world. So it is necessary to minimize them by keeping the quality of loans in a case of nonperforming loans.Gijzeling is an effort to press the case of a bad credit which is the act to a physical or an agency of a debtor by entering them into prisonso that they loses the right to freedom.This act is expected to be a deterrent effect, because they feel uncomfortable with any restriction in action, so that the debtor decide to immediately pay or pay off that debts