Open AccessAnalisis Pengaruh NPF, BOPO, CAR, FDR dan NIM Terhadap Return on Asset (ROA) Pada Bank Umum Syariah di Indonesia Tahun 2013-2017
Author(s) -
Dedi Irawan,
Haryadi Haryadi,
Enggar Diah Puspa Arum
Publication year - 2019
Publication title -
jurnal akuntansi dan keuangan unja/jaku (jurnal akuntansi and keuangan unja)
Language(s) - English
Resource type - Journals
eISSN - 2715-5722
pISSN - 2460-6235
DOI - 10.22437/jaku.v4i1.7424
Subject(s) - return on assets , mathematics , statistics , business administration , business , finance , profitability index
This research aims to determine the effect of NPF, BOPO, CAR, FDR and NIM on Return On Asset (ROA) of Islamic Comercial Banks for year 2013-2017. Data analysis of this research are using descriptive statistics techniques and testing using classic assumption test, multiple regresssion analysis, hypothesis testing and coefisient of determination. the result of the research shows the simultaneously NPF, BOPO, CAR, FDR dan NIM had effect on return on asset (ROA), partially NPF had no effect on return on asset (ROA), BOPO had effect on return on asset (ROA), CAR had effect on the return on asset (ROA), FDR had no effect on the return on asset (ROA) and NIM had effect on return on asset (ROA).
Keywords: Islamic Comercial Banks, Return On Asset (ROA), NPF, BOPO, CAR, FDR, NIM.
ABSTRAK
Penelitian ini bertujuan untuk mengetahui pengaruh NPF, BOPO, CAR, FDR dan NIM terhadap Return On Asset (ROA) Pada Bank Umum Syariah di Indonesia tahun 2013-2017. Analisis data pada penelitian ini menggunakan teknik statistik deskriptif dan pengujiannya menggunakan asumsi klasik, regresi berganda, uji hipotesis dan koefisien determinasi. Hasil penelitian menunjukan bahwa secara simultan NPF, BOPO, CAR, FDR dan NIM berpengaruh terhadap Return On Asset (ROA). Secara parsial NPF tidak berpengaruh terhadap return on asset (ROA), BOPO berpengaruh terhadap return on asset (ROA), CAR berpengaruh terhadap return on asset (ROA), FDR tidak berpengaruh terhadap return on asset (ROA) dan NIM berpengaruh terhadap return on asset (ROA).
Kata kunci: Bank Umum Syariah, Return On Asset (ROA). NPF, BOPO, CAR, FDR, NIM.