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The article describes the questions of guaranteeing the safety of funds of individuals and legal entities in the Russian banks. First there is an analytical review of such experience in foreign countries in the article. Then the author explores the current status of legislation and practices in the protection of individuals' deposits through the Deposit insurance system. As a result, the author concludes that Russia has a positive experience in protecting the deposits of individuals, although for the duration of this institution there is a need of adjustment. However, the most urgent issue is to guarantee the safety of deposits of legal entities, which, as such, is absent in the Russian practice. In this regard, the author proposes to implement legislative initiatives. DOI: 10.5901/mjss.2015.v6n6p101

Legal Regulation Systems of Deposit Insurance: International Practice and Local Expertise