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The banking system in Albania has made important challenges during last 23 years. Intermediation of banks have served to Albanian economic development through lending and payments system, while mobilizing the savings of households and other financial sources. There are some studies on the tendencies and performance of main financial indicators for the banking system. However, these studies realized from supervisory authority (the Bank of Albania) are giving more information on aggregate level. Our study problem, in this article, is an approach on the development and performance of some banks in Albanian banking system. Our objective is to show how some important ratios of the banking system have evolved in time, the differences among the banks and in general their efficiency and performance. Data we are using are main financial indicators of 2009 – 2012 from six month series. The main ratios are: ROA (Return on Assets): X1 ROE (Return on Equity – net return after taxes): X2 Loans / Deposits: X3 Equity / Risk Weighted Assets: X4 Expenses / Revenues (expenses for one ALL1 revenue): X5 Non Performing Loans / Total Loans: Y The data used belong to Raiffeisen Bank, National Commercial Bank, Credins Bank, Intesa San Paolo, Alpha Bank, Procredit Bank. DOI: 10.5901/mjss.2014.v5n23p645

Statistical and Econometric Analysis of Financial Indicators for Six Albanian Commercial Banks