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Rapid innovations in information technology have made big impact in the insurance industry. The use of information technology for the insurance operations is strategic, in the sense that there is a direct impact on the productivity of resources, and a major impact on reducing the company's costs for its activities. Almost all modern business organizations are using and are becoming increasingly dependent on the application of information technologies. The information with complete and reliable data is necessary to participate in the tough competition that exist worldwide. As a result of this, competition is day by day increasing the demand for the Business Information Systems. To have a complete overview on the role and application of information technology in the insurance industry, in the paper we intend to present the importance of facilitating the IT application, of different operators and insurance companies. The paper provides a brief overview of the present situation of insurance branch in Kosovo, which is mostly depended by the Information Systems, at all kind of insurance activities. Information Technology, not only helps in the daily business of insurance companies but it has become an imperative to it. Authors made the research in various insurance companies and have analyzed accurate information on work done by operators in the field. The use of the online insurance system or of e-insurance, represents the fact that the IT revolution creates unprecedented basis for activities in financial growth all over the globe. DOI: 10.5901/ajis.2015.v4n2s1p48

Harmonized Standards for Development and Implementation of Information System in the Insurance Industry of Kosovo