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It is incontrovertible that poverty is the major bane of the Nigerian nation. Invariably, it engenders series of socioeconomic and political menace in the society such as corruption, money rituals, kidnapping as well as various cybercrimes all in a bid to get rich soonest. The most vulnerable citizens that are worst hit by this criminality are the women and children. Hence, prevalence of their involvements as victims of kidnapping, rituals and sex related mishaps. This development posed challenges to the government and the citizens. Hence, over time, efforts were made by the government through various approaches to address the poverty issues in Nigeria. Prominent among such strategies in the past was the introduction of Operation Feed the Nation, Structural Adjustment Programme, the National Directorate of Employment, the Family Support Programme, and National Poverty Eradication Programme etc. Moreover, the present government initiates various schemes under its Social Investment Programme which include N-Power, Home Grown School Feeding, „TraderMoni‟ and a host of others for the purpose of empowerment and poverty reduction. The paper is however focused on an assessment of the „TraderMoni‟ scheme for economic empowerment of the women beneficiaries at the Mandate Market, Ilorin with a view to determining its validity, strength and limitations from the Islamic perspective. Findings indicate that the „TraderMoni‟ scheme generates empowerment for petty traders in Nigeria; its objective is laudable and Islamically acceptable but its execution was beset with multifarious challenges. The research employed interview, focus group discussion and literary analysis. The paper concludes with recommendations that efforts should be made by the government to sustain the „TraderMoni‟ loan scheme with transparency and strict adherence to the terms of the contract with a view to eradicating poverty in the Nigerian society.

saudi journal of humanities and social sciences

An Assessment of ‘Tradermoni’ Empowerment Scheme in Nigeria from the Islamic Perspective: A Case Study of Women Beneficiaries at the Mandate Market, Ilorin