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In this paper we analyzed effect of Micro Credit in Resettlement Site with research of NGO staff and residents who belong to Micro Credit group. The results are as follows. (1) Micro Credit has economic effect in terms of life reconstruction through loan supply for economic activities in Resettlement Site where economic activities are difficult due to geographical and spatial features of Resettlement Site. (2) Micro Credit has social effect in terms of community formation through Micro Credit activity and re-organization of household relationships in Resettlement Site. NGO staff and residents organized Micro Credit group by using Neighborhood relationship and Blood relationship which were succeeded from previous settlement. And they also created new relationships which are across these existing relationships. (3) These results show possibility of Micro Credit as a method for sustainable residence in resettlement site design after natural disasters.

EFFECT OF MICRO CREDIT ON LIFE RECONSTRUCTION AND COMMUNITY FORMATION OF TSUNAMI AFFECTED HOUSEHOLDS WHICH MIGRATED IN RESETTLEMENT SITE