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This This study aims to analyze the effect of competence, emotional quotient, and financial quotient on the business performance of Small and Medium Enterprises (SMEs) in Surabaya, Indonesia. The study was conducted on 75 SMEs in Surabaya that run food and handicraft businesses, have about 10 to 50 employees and been operating for more than 5 years. The research methodology used in this research was descriptive explorative and data collected through the survey method with a questionnaire instrument. The result of this study is that competence, emotional quotient, and financial quotient simultaneously had a significant effect on business performance, while competence and emotional quotients partially had a significant effect on business performance, but financial quotient has no significant impact on business performance of SMEs.

The effect of competence, emotional quotient, and financial quotient on the business performance of small and medium enterprises in Surabaya, Indonesia