English (United Kingdom)

https://curated-unify.zendy.io/wp-json/zendy-region/v1/featured_content/oa?rat=en

https://curated-unify.zendy.io/wp-json/zendy-region/v1/highlighted_journal/

Global: Zendy Plus annual

Presents the access of premium content as premium feature

Premium Content

Presents the keyphrase highlighting as premium feature

Keyphrase Highlighting

Presents the summarisation as premium feature

Summarisation

Insights

Presents the pdf analysis as premium feature

PDF Analysis

Presents the zaia usage as premium feature

ZAIA

Global: Zendy Tools annual

Global: Zendy Free Plan

Global: Zendy Tools monthly

Global: Zendy Plus monthly

Abstrak Tujuan - Penelitian ini bertujuan untuk mengetahui pengaruh faktor spesifik internal bank terhadap interest rate . Desain/Metodologi/Pendekatan - Regresi data panel berganda yang digunakan  untuk mengukur pengaruh faktor spesifik internal bank seperti liquidity , operational efficiency , credit risk , capitalization , dan lending out ratio terhadap interest rate Hasil – Penelitian ini menemukan bahwa efficiency dan credit risk memiliki pengaruh positif yang signifikan terhadap interest rate sedangkan liquidity , capitalization dan lending out ratio tidak berpengaruh terhadap interest rate . Keterbatasan/Nilai – Pengukuran interest rate tidak menggunakan suku bunga sbi tetapi perhitungan selisih antara suku bunga pinjaman dan suku bunga deposito. Abstract Proposed - This study aims to determine the effect of bank's specific internal factors on interest rates. Design/Methodology/Approach - Mutiple panel data was used to analyse bank internal specific factors, namely liquidity, operational efficiency, credit risk, capitalization, and lending out ratio to the interest rate. Result – The results of this study indicate that efficiency and credit risk have a significant positive effect on interest rates while liquidity but capitalization and lending out ratio do not affect the interest rate Novelty/Value - Interest rate measurement does not use the SBI interest rate but calculates the difference between the loan interest rate and the deposit rate.

Pengaruh Faktor Internal Spesifik Bank Terhadap Interest Rate di Perusahaan Sektor Perbankan