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Object: It determines the social and operational proficiency of agricultural, forestry and rural fishing (FND) financial for development of rural sector in Guasave, aimed to analyze the process of allocation and distribution of credits among farmers. Methodology: Quantitative and qualitative, as a study case of a causal correlational type. Surveys were applied (329) to farmers who are served by this institution. Results: Show that this institution achieves an operational efficiency through proper function as a financial institution, using the available resources. Since the perspective of farmers, the social efficiency was evaluated. Limitations: Distrust on the part of the producers, as well as the lack of access to information that should be public. Conclusions: FND doesn´t respond to criteria of social efficiency, because the financing is not enough and it never is given out on time causing it does not satisfactorily reach one of its main objectives to mitigate the social backwardness by financing the sector. Although, there farmers feel satisfied about the services provided by FND.

Eficiencia social y eficiencia operativa de la FND en el municipio de Guasave, Sinaloa, México