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This paper comments a judgment about the action brought by a consumer who was not spoiled charges being made on a credit account. Infringement of the basic right to accurate and timely information, breach of contract and cause consumer detriment derived from the negligent act Supplier: For this purpose the causes of which can be derived infraction provider liability, namely are reviewed. Finally it refers to the effects of the obligations in this area, consisting in civil and infraction conviction supplier.

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