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This research aims to Analyze household income capability to finance household needs and how to improve household income capability. The research was conducted in Muaro Jambi Regency in plasma farmers and self-help farmers. The research was conducted by survey where the sample was taken based on the representative representation of the phenomenon of the population. Sampling used is a multi stage sampling of sub-districts and villages. The sample size are 60 farmers consist of 30 Plasma Farmers and 30 Swadaya Farmers. The result of the research shows that 1) There is a significant difference between the average household income of Plasma Farmers with the average income of households of Swadaya Farmers, 2) There is a significant difference between the average cost of household needs of Plasma Farmers with the average home needs Ladder of Swadaya Farmers. 3) There is a significant difference between the level of household income capability of Plasma Farmers and Self-Helpers. Household income level of Plasma Farmers who are able to finance their household needs is about 95% relatively higher than Swadaya farmers about 87%, 4) The level of household income capability of Plasma Farmers and Self-Helpers who can not afford to finance their household needs can be improved through the application of crop pattern Inbetween palm-rice/corn-pineapple/banana-chili, and through the use of leisure time used for productive work each become 139.6 percent and 144.3 percent thus all farmers will be able to finance their household needs.

THE STUDY OF FARMERS' ECONOMIC ABILITIES IN PALM PLANTATION IN RURAL REGENCY OF MUARO JAMBI