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It is a widely known fact that micro finance plays an important role in empowering the poorer section of the population, particularly rural women, who traditionally lack access to the banking related services. From its basic norm to providing small amount of loan to the poor women to implement a number of social development programmes, micro finance is now considered as a tool of women empowerment. The present paper aims to identify the socio-economic factors that affect the empowerment level of microfinance beneficiaries in India and Bangladesh most. Further, it checks whether demographic characteristics of the beneficiaries have any association with the identified factors.

Empowerment of Microfinance Beneficiaries in India and Bangladesh: A Factor Analysis Approach