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According to the Chinese Health Statistics Yearbook, in 2005, the number oftraffic accidents was 187781 with total direct property losses of 103691.7(10000 Yuan). This research aims to fill the gap in the literature byinvestigating the extreme claim sizes not only for the entire portfolio. Thisempirical study investigates the behavior of the upper tail of the claim sizeby class of policyholders.

Applying of the Extreme Value Theory for determining extreme claims in the automobile insurance sector: Case of a China car insurance