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An increasing contribution rate in social long-term care insurance is likely to be unavoidable in the future. To achieve the possibility of contribution rate stability, we consider the idea of a freezing model with partial degressive benefit dynamization. Using a projection model to calculate the potential future development of the contribution rate, we analyze the dampening effects of this proposal. In terms of contribution rate stability and sustainable financing in social long-term care insurance, the considered approach is able to make a significant contribution. Conclusively, it represents a compromise between subsidiarity and solidarity by transferring more responsibility to younger generations and continuing to guarantee social support to older generations.

Zur Beitragssatzentwicklung in der Sozialen Pflegeversicherung – Wie wirkt ein Einfriermodell mit degressiver Leistungsdynamisierung?