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Vietnam’s voluntary social insurance (VSI) policy has been in force since  2008  and  by  2018  included  270,000  participants  (accounting  for  0.79%  of  the labor force). Hanoi City is the capital of Vietnam, with 21,156 participants (0.56%). The proportion of people participating in VSI is still very low. Workers who have at least 20 years of participation will receive a monthly pension and their beneficiaries will receive a death benefit in case of their demise. The opinions of workers about VSI policies are presented in the report through interviews with 170  voluntary  social  insurance  participants  and  168  non-participants  in  Tay Ho District, Hanoi City. The research results in new findings using comparison between participants and non-participants. In addition, in-depth interviews were conducted with 40 people, including social insurance officials in Tay Ho District, ward officials, and workers, to clarify why the number of VSI participants is low. Based on the research and evaluation of workers concerning VSI policies and regulations, we identify the main causes of this situation, as well as the policy- and communication-related shortcomings, and suggest solutions for improving the social insurance participation rate of individuals in Hanoi City in particular, and Vietnam in general.

Voluntary Social Insurance Policy Through the Evaluation of Workers in Tay Ho District, Hanoi City, Vietnam