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Romania’s regional policy encourages the harmonious development of the territory, allowing all regions to fully capitalize on their advantages and opportunities in their economic and social development, whose main objective is to reduce disparities between regions and ensure a balanced level of development. Through this study, a synthesized analysis is performed on the evolution of the Romanian insurance market in terms of gross written premiums from general and life insurance by development regions and where the important contribution of this sector to the growth of GDP The main finding highlights the fact that the development region Bucharest - Ilfov, holds over 44% of the regional insurance market and has a substantial contribution to economic growth. At the same time, aspects of digitalization perceived as a viable solution for the dynamics of this sector during the current pandemic are also targeted.

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Approaches from a regional perspective of the insurance evolution in Romania - digitization of viable solution for the development of this sector during the pandemic